mobile spray tan insurance policies may not cover you for all
the areas you need, and you may therefore need to shop around
for the best spray tan technician insurance policy and get all
the cover you need for your business. Check out the leading
spray tan insurance companies and salon insurance providers
you are based at a salon, you should enquire to see if you are
already covered under their existing salon insurance policy
– if so you may not actually need to get further insurance
as long as you only operate within that insured salon. Their
insurance policy probably would not cover you if you were also
going out to spray tan customers in their own home, at which
point you would probably need your own spray tan insurance to
cover you in the customers own home.
Mobile spray tanning is becoming hugely popular and is a great
way to make a living, just make sure you treat it as a business
and get the proper insurance.
good tip is to always clarify with your insurance company that
you are only offering spray tanning and are not involved with
UV tanning (unless of course you are!), as you will find that
many insurance companies will charge a premium to businesses
operating UV tanning machines as they are classed as dangerous
and have a high risk of damaging a customer's skin, therefore
increasing the chances of a claim being made against the policy.
Spray tanning is completely UV-free and therefore does not pose
the same risks, however some business insurance companies still
do not understand the difference between spray tanning and UV
tanning, and therefore just base the price of the spray tanning
policy on that of a UV tanning one, meaning it costs you more
money for no reason whatsoever.
always make sure you are very clear with your insurance policy
provider so they know exactly what type of spray tan business
you are operating so the policy can be accurately priced and
you are suitably covered.