How to reduce your motorbike insurance premium and save money
The main problem with bikes is theft. Unlike cars, they are very easy to lift and transport, so if a sports bike is just left parked up on the side of the road there is nothing stopping a couple of thieves pulling up in a van, lifting your bike into the back and driving off with it. You therefore need to look at using a suitable lock that attaches your motorbike to something secure so that it cannot be moved or taken away. If there is nothing nearby to attach the bike to, consider a disc lock. This is a small portable lock that attaches to the front brake disc to prevent the wheel from rotating, meaning if anyone did want to steal your bike, the only way is to lift it completely off the floor.

Where and how you store the motorbike at home is also a major factor to the cost of your motorbike insurance premium. Leaving your bike outside on the street again poses a major risk to the insurer that your bike may be stolen or damaged. Always try to store your bike somewhere secure, such as a garage. If you do not have a garage, try to store it off the road somewhere where you can securely lock it to a solid object, again reducing the chances of theft and damage.

Using your motorbike for commuting very often also increases the cost of your motorbike insurance premium – the insurer sees this as the most dangerous time of the day to be out on your bike, in busy traffic. Using your bike only for pleasure and domestic purposes use should help reduce the overall cost. Finally as with most insurance policies, the fewer miles you do on your motorbike, then normally the lower the premium will be – put simply, the less you use your bike/the fewer miles you do on it, the less chance you have of being involved in an accident, therefore the insurance company takes this into consideration with the price they charge you for the motorbike insurance policy. Get a no obligation motorbike insurance quote today from the top providers displayed above.