condemn ourselves to paying much higher premiums for our health
insurance policy, indeed sometimes we even run the risk of refusal.
On the other hand those who make the decision when they are
young will have the advantage of still paying low premiums for
health insurance when they themselves are in middle age and
are beginning to feel the strain.
Another reason for the reluctance of young people
to consider the implications of encountering long term health
problems is that they sometimes fail to look at the situation
from the point of view of those who will depend upon them. When
one is young, free and single it is easy to see any future illness
as a problem to be dealt with when and if it arises. For a family
man (or woman) with mouths to feed, of course, it is altogether
can be relatively cheap and painless if taken care of from a
young age. It gives peace of mind when our lifestyles change
and we settle down to bring up families. It means that, if the
worst happens, we can still feed and clothe our children, send
them to school and maybe to university, and then still have
enough left over for the occasional family holiday. What is
more it can easily be extended to cover the whole family.
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