This mindset, which
if anything is becoming more prevalent amongst certain insurers,
tends to have the effect of pricing younger drivers off the
road entirely. Which in many cases is the intention, as providers
seek to restrict their business to low-risk groups from whom
they can source an easy annual premium without there being much
prospect of them having to pay out.
In spite of all this
there are ways and means through which to minimise payments,
and to insure that the best insurance for young drivers is available
to you. In other words to ensure that at the very least you
get the best of a bad deal.
is to be aware of the criteria that insurance companies use
to assess your supposed risk factor as a young driver. For instance
consideration is given when processing your application to the
type of job that you do. Although you should always be honest
and not give false information – which as well as being
illegal would invalidate your policy if discovered – there
are different ways of legitimately describing the same occupation
which could have a bearing on the amount that you are quoted.
There is information available on the Internet which is helpful
in understanding what insurers tend to look for in this field.
way of ensuring you receive the best insurance for young drivers
is through a “Pay How You Drive” policy. This involves
a “smart box” being fitted into the young driver’s
car which measures acceleration, braking and taking corners.
Usually reviewed every 90 days, young people who can demonstrate
that they drive responsibly will find their cost of their policies
being reduced to a reasonable level very quickly.
If you are
looking for the best young person's car insurance policy, try
getting car insurance quotes for young people via some of the
above car insurance comparison websites and hopefully you will
be able to find an affordable insurance quote for young drivers.