Car Insurance for Pensioners
the surface of it there would not appear any reason
to think that finding car insurance should be
any different for somebody of pensionable age
than it is for a younger person. However there
are many factors involved that do have the effect
of creating a differential, in circumstance and
in cost. In some instances these factors weigh
in favour of the older driver, whilst in others
they weigh against that person.
We know that it
is notoriously difficult for a very young person
to obtain car insurance at a reasonable price.
Many insurers treat every applicant under the
age of 30 as a boy (or girl) racer with a death
wish and price their policies to these groups
of people accordingly.
by contrast, have much going for them when it
comes to making a case for a reasonable deal.
Statistics show that older people are less likely
to speed, and are more likely to drive cautiously.
If they are retired and don’t have young
children they will, on average, use their cars
less often. What’s more, the car they will
drive tends on the whole to be less sporty, and
not of the flashy kind but rather a modest and
somewhat conservative model.