Pensions - Compare the market easily. Use the Honest Johnny free search and comparison service to compare the market of leading pension and annuity schemes. We will put you in touch with a personal pensions and annuities expert who will discuss your pension requirements and compile a selection of the best pension or annuity schemes available that meet your objectives. Our pension & annuity comparison service is completely free, and all quotes are no obligation and don't require any credit check at this stage. Honest Johnny removes all the hassle and endurance of searching through endless pension and annuity schemes, instead giving you one-to-one access with an expert who can assist you with your pension or annuity search and help you secure the best plan with an increased income upon your retirement. Begin your search for a better pensions scheme here.

Retirement is an inevitable part of our life! We all work towards having a peaceful and enjoyable retirement where we can live out the finer years of our lives using the savings we have amassed throughout our working life. Choosing the right pension or annuity scheme as early in your working life as possible is often vital to ensuring you receive a decent-sized regular income upon retirement. Leave it too late and your scheme may not meet your monthly needs. Pension and annuity plans generally work by growing year-on-year through compounding interest on a long-term basis, so the earlier you start putting money into a plan, the greater it will compound over your working life and the more it will be worth in the future. Whilst starting a pension plan young is important, also choosing the right plan can make a huge difference to the amount you receive in the future. Using the Honest Johnny pensions and annuities comparison service can help you find the best plans for your requirements, ultimately giving you a better insight into the highest returns available upon retirement. Our comparisons are completely free and could make a great difference to your retirement, start comparing pension schemes now.


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Further Information on Pensions, Pension Funds & Pension Schemes:

A pension is classed as a steady income given to a person, usually after retirement. Pensions are typically payments made in the form of a guaranteed annuity to a retired or disabled employee. Some retirement plan designs accumulate a cash balance through a selection of mechanisms that a retiree can draw upon at retirement, rather than promising annuity payments. These are often also called pensions. In either case, a pension created by an employer for the benefit of an employee is commonly referred to as an occupational or employer pension. Unions, the government, or other organisations may also fund pensions.

Occupational pensions are a form of deferred compensation, usually advantageous to employee and employer for tax reasons. Many pensions also contain an insurance aspect, since they often will pay benefits to survivors or disabled beneficiaries, while annuity income insures against the risk of longevity.
While other vehicles (an annuity for example) may provide a similar stream of payments, the common use of the term pension is to describe the payments a person receives upon retirement, usually under pre-determined legal and/or contractual terms.

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