Pensions
- Compare the market easily. Use the Honest Johnny free search
and comparison service to compare the market of leading pension
and annuity schemes. We will put you in touch with a personal
pensions and annuities expert who will discuss your pension
requirements and compile a selection of the best pension or
annuity schemes available that meet your objectives. Our pension
& annuity comparison service is completely free, and all
quotes are no obligation and don't require any credit check
at this stage. Honest Johnny removes all the hassle and endurance
of searching through endless pension and annuity schemes, instead
giving you one-to-one access with an expert who can assist you
with your pension or annuity search and help you secure the
best plan with an increased income upon your retirement. Begin
your search for a better pensions scheme here.
Retirement
is an inevitable part of our life! We all work towards having
a peaceful and enjoyable retirement where we can live out the
finer years of our lives using the savings we have amassed throughout
our working life. Choosing the right pension or annuity scheme
as early in your working life as possible is often vital to
ensuring you receive a decent-sized regular income upon retirement.
Leave it too late and your scheme may not meet your monthly
needs. Pension and annuity plans generally work by growing year-on-year
through compounding interest on a long-term basis, so the earlier
you start putting money into a plan, the greater it will compound
over your working life and the more it will be worth in the
future. Whilst starting a pension plan young is important, also
choosing the right plan can make a huge difference to the amount
you receive in the future. Using the Honest Johnny pensions
and annuities comparison service can help you find the best
plans for your requirements, ultimately giving you a better
insight into the highest returns available upon retirement.
Our comparisons are completely free and could make a great difference
to your retirement, start comparing pension schemes
now.
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Further
Information on Pensions, Pension Funds & Pension Schemes:
A pension is classed as a steady income given
to a person, usually after retirement. Pensions
are typically payments made in the form of a guaranteed annuity
to a retired or disabled employee. Some retirement plan designs
accumulate a cash balance through a selection of mechanisms
that a retiree can draw upon at retirement, rather than promising
annuity payments. These are often also called pensions.
In either case, a pension created by an employer for the benefit
of an employee is commonly referred to as an occupational or
employer pension. Unions, the government, or other organisations
may also fund pensions.
Occupational pensions are a form of deferred compensation, usually
advantageous to employee and employer for tax reasons. Many
pensions also contain an insurance aspect,
since they often will pay benefits to survivors or disabled
beneficiaries, while annuity income insures against the risk
of longevity.
While other vehicles (an annuity for example)
may provide a similar stream of payments, the common use of
the term pension is to describe the payments a person receives
upon retirement, usually under pre-determined legal and/or contractual
terms.
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