If
you are looking to compare stakeholder pension schemes,
try these providers: |
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The quickest,
easiest way to compare stakeholder pension
schemes. Simply select from the stakeholder
pension scheme providers to your left and
request a free comparison quote based on
your requirements. |
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Compare
Stakeholder Pension Schemes from leading pension
providers. Using our free stakeholder pension scheme
comparison site we show you offers from the leading
pensions providers specialising in stakeholder pension
schemes. If you are self-employed, you are entitled
to a basic state pension, but you cannot get any
additional state pension. It could therefore be
wise to consider a separate stakeholder pension
to give you a higher income than just a basic state
pension alone after retirement. If you're an employee
you can choose to be contracted out of your additional
state pension. This still means you pay National
Insurance Contributions at the full rate however.
The Inland Revenue will then pay a National Insurance
Contribution refund straight into your stakeholder
pension scheme. The size of the rebate depends on
earnings and age so the older you are the higher
the rebate. |
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More
about stakeholder pension schemes
A
stakeholder pension is a secondary pension in addition to your
State Pension, designed to boost your retirement income to fit
the life style you want once you stop working. Stakeholder pensions
are intended as an inexpensive way for individuals without an
occupational pension or big enough personal pension for their
needs. If you are in employment you could currently have an occupational
pension that fulfills this requirement.
Because they're intended for people from low to moderate income
the benefits of a stakeholder pension reflect this. Charges for
a stakeholder pension are capped at one percent and the minimal
monthly contribution is currently only £20, though your
employer could pay further contributions into your stakeholder
pension.
Stakeholder pensions
are available from many financial providers such as insurance
companies, banks and building societies. Other organisations such
as trade unions also provide stakeholder pensions to their members.
If you are employed, your employer must provide access to a stakeholder
pension unless the company is exempt from this requirement. There
is no fee to switch stakeholder pension provider.
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