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Save money on your next home insurance policy by shopping around. Home insurance providers do often offer varying levels of cover, so be sure to double-check what is and isn't included as standard within their policies.
Do you have home insurance? A recent poll showed that a large number of households still do not have a home insurance policy. Many of these are tenants who are currently renting their homes. Even if you are not a homeowner, it is still very important to ensure you have a home insurance policy to cover you from the basics such as theft and accidental damage, right through to total floods and water damage if for example somebody accidentally left the bath running, or a water pipe burst whilst away on holiday. This is even more important if you live in a block of flats, because not only are you at risk of being liable for any damage caused to the building and other peoples apartments, but what if the person living above you has a flood and the water floods through to your own living space? If both people had home insurance policies at least this offers all parties some protection against these eventualities. You should however always still check the small print with all insurance policies to ensure the provider gives you enough cover within the standard policy.
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