| Do
you have home insurance? A recent poll showed that
a large number of households still do not have a
home insurance policy. Many of these are tenants
who are currently renting their homes. Even if you
are not a homeowner, it is still very important
to ensure you have a home insurance policy to cover
you from the basics such as theft and accidental
damage, right through to total floods and water
damage if for example somebody accidentally left
the bath running, or a water pipe burst whilst away
on holiday. This is even more important if you live
in a block of flats, because not only are you at
risk of being liable for any damage caused to the
building and other peoples apartments, but what
if the person living above you has a flood and the
water floods through to your own living space? If
both people had home insurance policies at least
this offers all parties some protection against
these eventualities. You should however always still
check the small print with all insurance policies
to ensure the provider gives you enough cover within
the standard policy. |
