Car Insurance Comparisons

Car insurance only ever seems to go up in cost each year, so to get the best deal it is vital that you compare car insurance provider's quotes when your insurance policy is getting near to its renewal date. Most car insurance policies auto-renew each year, the policy provider will send you a renewal letter telling you how much next year's policy will cost you and give you an opportunity to cancel, however if you do nothing then your policy will automatically renew to ensure you remain legally covered and insured to drive. It also however makes things easier for the car insurance company - the fact it auto-renews means if you do not shop around you automatically accept the price they've offered you, and that price may not be the cheapest out there.

Many years ago, before car insurance comparisons were made easy by UK comparison websites, it was a lot more difficult to see who gave the cheapest car insurance price for your requirements. You would need to take a good few hours and a yellow pages, then ring around all the insurance companies and supply them with the same answers to the same questions each time, it was often a long and boring process. This process often taking 15-plus minutes per quote, so most people would only get a few quotes before accepting whichever one they thought to be best.

Fast-forward several years and car insurance comparisons have never been easier. Now you can simply input all your details into one quote form on a car insurance comparison website and their software will automatically search all the car insurers in one go and display their quotes for you to choose from. You can then normally go on to buy your car insurance online and receive instant cover. With car insurance comparisons made so easy, there really isn't any excuse for paying more for your policy than necessary any more.

Car insurance comparisons are now available via most of the major comparison websites - they have relationships with all the major car insurance companies and plug directly into their quoting software so you get to see all the car insurance comparisons upfront, plus specific policy details, restrictions, and any other important information such as windscreen cover, temporary replacement vehicle cover, European cover, etc that may or may not be included within your proposed policy. Remember to check all of these points within the policy information before accepting a quote - one company may be a little cheaper than another but they may not include important cover that you feel you need. You can normally tweak the car insurance comparison quotes to add/remove cover, and this may then give you a more accurate comparison between the two or three insurance providers you have narrowed your choice down to.

If you have more questions regarding your proposed car insurance policy, you should consider calling them up rather than buying car insurance online - whilst you may need to hold for a while on their customer care phone line, it at least allows you to clarify the points you are not clear on and ensure that the car insurance policy is the right one for you. Most car insurance comparisons online will give you a reference number to quote, make a note of this and give it to the person you speak with. It will call up your quote on their screen and also fix the price at the figure quoted online. Always get your initial quote online first, many car insurance companies offer their cheapest quotes online - if you call up to get a quote it can often be more expensive. Through getting your quote online first, you are locking that price in even if you do need to call up before buying your car insurance policy.