you are low on money and you need to get your personal
finances straightened out, you can limit the amount
of time you go out to eat. This can be expensive and
there is just no reason to waste money on it if you
do not have to. Every once in a while going out is fine.
However, you do not have to do it all the time. Only
splurge when you can absolutely afford it.
about what you've read so far. Does it reinforce what
you already know about personal finances? Or was there
something completely new?
should try to avoid skipping payments for a month. Some
people will do this when their cash supply is low. This
is not a good idea. You will usually have to pay a late
fee and a penalty. This will only add to the debt and
cost your more money in the long run. You are further
ahead trying to make the minimum payment instead of
ignoring it all together.
close attention to your personal finances is important.
Make sure that everything is correct on your bank statement
and other important documents. You should check over
them carefully so that you are not paying for unnecessary
things. If you do see a mistake, you need to report
it to the company right away.
sure that you are shredding anything that has your personal
finance information on it. If you are throwing it away,
you may find that you are enabling people to commit
identity theft on you. This is something that can ruin
your life and get you in serious financial trouble.
account is good financial decision. This is something
that you can put your extra money into each month. You
will gain interest over a period of time. The longer
you keep the money in the account means the more money
you will earn. This is a good way to save up money for
a rainy day or if for something that breaks in your
home or car.
in mind that many things can change over time, so be
sure you keep up with the latest news and latest offers
to ensure you are getting the best deals.
- The Consumers' Advocate.
Author: G. Aetane